Suggestions for Real Estate Brokers

During slow real estate markets, agents have to make whatever changes they can to save cash. When home sales are down, real estate brokerages earn fewer bucks. Spending , then, becomes an important way to protect the main point of real estate businesses. The good thing is that agents can take several steps to conserve money.

Flexible Work Force

As a result of smartphones, notebook computers, email and fax machines, real estate brokers have to spend less time inside their offices. Agents should encourage that. Agents can benefit from the flexible work force, which spends most of its time out of the office, by lessening the amount of equipment they stock in their own offices. Rather than installing costly computers at each desk, agents can install just three for the whole office. Rather than supplying work stations and work areas for every realtor, agents can provide just five work stations. This works because most brokers –at least the successful ones–are spending most of their time showing houses to clients, attending agent open homes or helping their vendors receive their houses in showing condition.

Smaller Offices

Since technology has allowed real estate agents to conduct most of their business from coffee shops or their cars, agents can now lease smaller offices for much less money. They also don’t have to worry as much about finding a perfect, but more costly, place for all these offices. Most home sellers and buyers today find their real estate brokers online. Few of them walk into a real estate office and ask to talk to an agent. Again, this gives agents the opportunity to downsize to smaller, more affordable offices. The annual savings in rents can accumulate.

Faster Support Staff

Agents appearing to reduce significant costs from their companies should look closely at the number of support staffers they use. They may not need an office supervisor if most brokers are working away from the office. Agents may not even need receptionists to answer the phones. A increasing number of sellers and buyers contact real estate brokers straight through email and mobile phones. They seldom call the office directly. To deal with the dwindling number of calls that do develop into real estate brokerages, agents can assign their real estate agents specific times during the week whenever they have to staff the office. This will cost agents much less than hiring full-time receptionists or office managers.

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Pros & Cons of Refinancing a Home

A mortgage refinance can provide a homeowner with desired cash or improved loan terms. Refinancing a house involves getting a new home loan and using the profits to cover an present loan in full. The homeowner can get money from the loan, or simply borrow the amount required to cover the first loan.

Financial Impact

You can get a lower rate of interest on the new mortgage. A lower interest rate can result in lower monthly payments, and reduces the overall cost of the loan. The money left over in the refinance, following transaction fees and the entire payment of your original loan, can enter your pocket when you cash out equity, or the region of the home’s value that’s free of liens. You will have closing costs when you refinance, which are the expenses incurred in the loan procedure. Closing costs may be more than $ 1,000, and vary.

Mortgage Type

It is possible to change the type of loan you have when you refinance. By way of example, an adjustable-rate mortgage can be refinanced and replaced using a fixed-rate mortgage. Fixed-rate loans don’t have a variable rate of interest and have steady monthly payment amounts for the life span of the loan. Refinancing a fixed-rate mortgage into an ARM with a lower, or teaser, first interest rate can be helpful for homeowners that are not going to stay in the home for a very long time period. But if you cannot move before the rate of interest resets on the ARM, you could be faced with a steep increase in the monthly payment amount.

Loan Prerequisites

Slimming down the loan for a shorter time period can permit you to repay the loan quicker. Lowering your specified monthly payment amount can help you budget and pay off other expenses. However, cashed-out equity in the refinance is paid back within your mortgage. This extra amount increases the length of your refinanced mortgage. Another disadvantage is that your current mortgage terms could include a prepayment penalty, which can be a fee imposed by the creditor when you pay off the loan early–such as with an refinance.

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Guest Groups: 18 Modern Laundry Conveniences With Farmhouse Style

Stylish items with a classic farmhouse appeal really can have modern performance! Below are a few examples of great pieces for a hardworking farmhouse-style laundry space. These things are simple and rugged, but also magical and easy to live with. — Denise from Pink Postcard

Pottery Barn

Gabrielle Laundry System – $24

I love this wall system! The peg rack acts as a multifunctional unit to get a utilitarian space, along with the narrow design of this rack and shelving units is a significant space saver in more compact spaces. Charming and functional!

The Good Home Co..

Scented Clothespins – $12

Scented clothespins are a unique idea. These are beautifully packaged and come in many different scents, all of which will definitely make laundry day more enjoyable.

Smeg USA

’50s Retro-style 60cm Washing Machine with Sink, Pastel Blue

Little in size, this Smeg washer looks retro but has many security and energy-saving features. If that is not enough, that this lollipop-colored appliance even has an integrated spout.

Smeg USA

’50 Style Free-standing 60cm Washing Machine, Cream

Smeg goods are so sleek and enchanting. This wonderful washing machine provides a classic, sleek appearance to the laundry room. It’s the modern conveniences you would expect from a new washer, but the appeal of yesteryear.


Guide to Tactics: The Laundry Room from Lettered & Lined – $18

This Etsy shop offers a variety of colors for this fun laundry space print, but my favourite is the black since it’s the expression of chalkboard art.

Pottery Barn

Clothespin Wall Art – $79

Whimsical oversize wall art — what’s not to adore? These are so fun!


Rustic Random Cedar Wood Sign, Laundry by Weathered Ways – $25

This charming laundry sign is hand-painted and artfully collect. I love its appearance.

Farmhouse Wares

Farmhouse Milled Soaps by Sweet Grass Farm – $6.95

Of course, sometimes you’ve got to wash dirty hands at the laundry room. These fairly soaps create a charming addition to the sink.


Wicker Laundry Basket – $34.95

Simple, functional and classic, this basket is heavy enough to hold a large load of clothing.


Triple Laundry Sorter – $34.99

This has a trendy salvaged look. The wheels make it super handy to load and load.

Eva & Oli

Little Box Big Star – EUR 17

Though they’re designed for children, who says these magical storage containers need to remain in the playroom? They are great for storing supplies or clean clothing.

The Container Store

Industrial Mesh Hamper – $49

This mesh basket looks classic — but it isn’t! Coated metal ensures your clothing stays clean and secure and gives this a super industrial-farmhouse appearance.

Garden Trading

Washing Symbol Washing Powder Box

This is such a cute tooth box. The laundry symbols onto front add a fun, whimsical touch, but the box could be used to hold dryer sheets, soap, clothespins or stain-removal sticks.

Historic Houseparts

Farmhouse Kitchen Sink – $2,500

I love everything about this splurge-worthy sink. The large size and handy built-in drainage attributes on the side are incredible. It’s a historic reproduction of a classic design.

Dash & Albert Swedish Stripe Woven Cotton Rug, 2’x3′ – $38.99

This classic striped cotton rug has a clean, fresh appearance. It’s an ideal bright accent to your farmhouse floor. Added bonus: It’s 100% cotton and easy to clean.


Dash & Albert Rug Company

Staffordshire Stripe Woven Cotton Rug – $30

Bold stripes and colors lend this rug a French farmhouse feel. It’s soft palate and comes in various sizes to accomodate any laundry room.

Cost Plus World Market

Over-the-door Ironing Board – $39.99

This over-the-door ironing board with an integrated iron holder is functional and saves distance — bonus! It’s even very affordable. This is a must.

Nest Napery with Christine Chappell

Hen House Ironing Board Cover, blue – AUD 30

Chickens in your ironing board? Sure! This bright blue print at a decorative design makes for a fun cover for your modern farmhouse laundry.

Next: Get More From a Multipurpose Laundry Room

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Guest Picks: Bite-Size Plates for Noshing

The thing that I hate the most is committing to one entrĂ©e in a meal. I like to get a taste of everything (from everybody ). Appetizers and tiny dishes of all kinds (think tapas, izakaya snacks, sushi and dim sum) are my absolute preferred things to eat. This group of dishes is ideal for bits, pieces and bites of all the yummy food you can dream up to get a dinner party. — Mariko in The Tiny Foodie

Pottery Barn

Gabriella Snack Bowls – $6.50

These cute bowls are excellent for dipping sauces or round appetizer snacks. Sometimes I prefer a bowl that food does not go rolling away.


Green Sparkles Small Plate by Sirius Fnord – $35

I love these tiny plates. The muddy green and just-right-for-your-hand size make me melt.


Dune Plate

I want to cook up something molecular just to show off this unusual plate.

QVC, Inc..

Trudeau Manhattan Set of 6 Appetizer Plates With Serving Tray – $28.46

Cute appetizer-sized portions could fit on those plates. I’m imagining a single bruschetta or a slice of tempura — something easy to hold and easy to eat.


2-Piece Green Clothespin Chopsticks and Dunk Sushi Plate Set – $23.80

These are the individual sushi plates of my dreams. They are complete with a dunking space so that you don’t have to worry about extra pieces. I also appreciate the clothespin chopsticks for guests.

My Sushi Set

Blue Sushi Serving Plate – $19.95

I am in love with this deep azure sushi platter. 1 bit that does not match all of the others can make a statement on the table.

The Raw Food World

Bamboo Plate, two Tone – $32

Bamboo comes across as such a humble material, but the simple geometric layout of this square platter becomes a celebrity.


Weave Server – $11.95

I appreciate smart layout, and the easy-to-grab lip with this cheesecloth-textured serving platter is genius.

Midnight Alabaster Slab Serving/Display Tray – $42.99

Natural patterns in this slab double as a trendy place for fresh veggies or cold appetizers.


Nambe Currents Winter Snow Salad/Dessert Plates – $75

This is a gorgeous way to show a slice of cake. It isn’t distracting and unique. Additionally, it’s big enough to hold all of the bites I need.


Chalkboard Tray by Halle’s House – $19

These chalkboard trays have been popping up at the DIY circuit lately. I think they’d be so enjoyable to get a sausage dish. I could only label all the exotic cheeses instead of repeating myself all night .


Sur La Sorgue Serving Platter – $178

I have something for pieces that are handmade. These are completely flat and are somewhat reminiscent of lace. I need some macaroons or alternative vacation cookies to tower up on a plate in this way.


Galvanized Treat Pedestals – $38

How can you get industrial and adorable at the same look? Galvanized metal pedestals for the most adorable desserts in the world. Some elevation changes are wonderful for making the star attraction stick out.


Missoni Black/White Chevron Puzzle Tray Appetizer Floral Serving Dish Plate – $59.99

There can never be too many chevron designs. This three-piece puzzle tray could be complete with some xiao long bao (soup dumplings).


Agate Plate – $70

I can not believe that is the first I’m hearing about those agate plates. This is child wonder captured in a dish.


Rosseto Liteware Party Dishes, Arc Style Serving Plates, Black – $24.99

I struggle with plastic plates — I hate the thought of throwing them away, and that I hate the way they look. The convenience, however, is a factor. These arch plastic plates are very trendy and can be washed to get a few uses. Additionally, they come in a group of 50, making locating and saving plates for all your dinner guests much, much easier.


Eclipse Nesting Bowls – $400

This gorgeous set of bowls adds so much color and intrigue. The colors could complement whatever you are serving.


Christina Covered Oval Vegetable Server – $129.99

I really have a passion for lids –whatever to find the saran wrap off the dining table. This print is classic, and I would love to serve samosas in this dish.

7-Piece Porcelain Tasting Spoons With Bamboo Tray Set – $20.99

I give enormous points to some restaurant for giving me an amuse-bouche. This spoon set is ideal for a slurp of deliciousness.

The Glass Co..

Custom-Made Glass Plate

Until the food stands up on its own, skewered food could be bothersome for presentation. I have to have this ingenious custom glass dish.

Next: 10 Tips for Stress-Free Holiday Hosting

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How to Restore a Bamboo Chippendale Chair

You may have left them in the shade, where they became damp and weakened. Or you may have left them in the hot sunshine, where they became dry and brittle. Though bamboo Chippendale chairs look — and also to a large extent, are resilient, they’re not indestructible. With a couple of simple steps, you can save your bamboo chairs in the harshness of the outside. You may not be able to fully restore them to their initial state, but you need to be able to come near.

Set the chair on an old blanket or dropcloth in a well-ventilated location.

Remove dirt from the chair using a rag or the vacuum. Blend 1/2 gallon of soapy water and a couple of tsp of ammonia, and wash the chair using a soft sponge. Rinse with a damp sponge and cool water. Blot the chair dry using a clean rag.

Repair any cracks in the bamboo by trimming trouble spots with fine-grit sandpaper. Remove the dust with tack cloth. Then rub the chair using a paste wax, or use linseed oil or furniture oil specifically created for bamboo furniture.

Apply a coat of lacquer to protect the finish. Pick from a brush-on or spray variety to produce a tough and lasting effect.

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The Way to Redo White Factory End Cabinets

Whitewash is a stain that’s similar to paint. It is wiped on just like stain, but leaves a large amount of solids on the surface of the wood. It is then sprayed with lacquer to seal and complete the cabinet. To refinish whitewashed cabinets, the lacquer has to be eliminated first. Then they may be sanded down to bare wood. The cabinets can then be refinished any color you would like. You ought to use a chemical stripper to expedite lacquer removal.

Remove all doors and drawers from the cabinets and place them on sawhorses. Use a Phillips screwdriver to remove the hinges from the doorways. Spread a drop cloth under all of cabinets, doors and drawers.

Place rubber gloves. Open a can of stripper. Use a paint brush to coat the surface of one cabinet, drawer and door at a time. Wait 15 minutes to the lacquer to soften. Use a putty knife to scrape off soft lacquer. Let it drop off on the drop cloth. Do each of the cabinets, doors and drawers where there’s whitewash stain.

Sand the surface of the cabinets, doors and drawers with 100-grit sandpaper attached to your hand block or oscillating sander until smooth.

Open a fresh can of stain. Use a sponge to apply the new stain to the cabinets, doors and drawers one at a time and wipe off immediately with a soft cloth. Wait 30 minutes for the stain to dry.

Spray the cabinets, doors and drawers with one light coat of aerosol lacquer. Wait 30 minutes to the lacquer to dry. Sand the cabinets, doors and drawers by hand with a folded piece of 180-grit sandpaper. Don’t wipe off the whitish lacquer dust.

Spray another coating of lacquer on the doors, drawers and cabinets. Allow the lacquer dry overnight before installing the doors and drawers.

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How to Clean Rust From Old Furniture

Rust can easily diminish the overall look of your furniture. Most metal furniture is vulnerable to rust, since rust molds when metal comes in contact with moisture and combines with oxygen. This oxidation process is very likely to occur when metal furniture is subjected to changing temperatures, rain and sunlight.

Brush It

Removing the top layers of rust is a crucial first step, and wire brushes are great tools for your job. Available in a variety of shapes and sizes, wire brushes could be connected to power gear or managed manually. If you’re using electricity, use a lighter touch to make sure you’re not scarring any intact metal beneath. Otherwise, you are going to find that some persistence and a little elbow grease will go a long way in removing the rust and old paint in the furniture. Steel wool, which is easily bendable, can be used to remove the rust in tight locations or tiny crevices. Even if the rust on the furniture is thicker than the surface, it’s still wise to remove as much of this outer coating of rust as possible before proceeding with different procedures.

Dissolve It

Another way of removing rust from furniture is by way of a chemical reaction with formulas which contain malic acid. Sold in many stores as Naval Jelly, rust remover or rust dissolver, the products can be found in thick gel type, which makes using the chemical to vertical and sloping surfaces simpler. Following the manufacturer’s directions, the gels must be used and left to sit down on the rusted areas. The formula works by converting the rust to black ferric phosphate, which loosens the rust and can be wiped away. You then clean off any remaining residue with a damp rag. Because this is a chemical reaction, it’s important to follow any and all safety precautions, including wearing masks, eye protection and gloves.

Acids and Pastes

Items commonly found in the house have been known to work as rust removers. As an example, the acetic acid in white vinegar is acidic enough to dissolve rust. The vinegar can be wiped on to the furniture or poured directly within rusty spots. Based on the amount of rust on the piece, you need to check on the furniture every hour or so to ascertain when to wash the vinegar off. You can also combine baking soda and warm water to create a thick paste for rust removal. Apply the paste and let it sit on the rusted areas before scrubbing it off with a wire brush.

Prevent Flash Rust

After removing the rust out of furniture it’s necessary that the thing be properly dried to avoid flash rust. Flash rust takes place when water — even a thin coating — is present on the surface of metal, steel or iron for a brief time period. Corrosion takes place fast and leaves a blot, which negates all of your hard work. Using clean cloths or even a hair dryer can help to remove all moisture before priming, painting or using the furniture .

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Paint's Kind to Use on Jute Rugs

Transform a fundamental jute rug into an eye-catching accent with the ideal type of paint. A natural fiber, jute proves versatile and sustainable. Jute rugs give practical doormats, hallway runners and area rugs. With an extremely absorbent character, jute frees up latex, acrylic-based paints and spray paints well. Select fabric paint if brushing or sponging intricate stencils onto jute, and latex or spray paint for creating thick edges and block designs.

Latex Paint and Finishes

Paint designs on jute rugs with latex paint, which offers higher color retention compared to oil-based paints perform. While some paint products can harden and crack, latex offers flexibility. Use foam rollers for painting thinner machine-woven jute rugs and chunky brushes to get milder patterns. Go with a matte finish for concealing a blot on your jute rug, but select a lasting gloss or semigloss finish for shielding rugs in high traffic areas. Gloss also gives a patterned layout brighter sheen.

Spray-on Paint for Large Rugs

Jute absorbs upholstery spray paint well. This sort of paint does not fade in a space with direct sunlight. Use spray paint for a large area rug, in addition to covering the numerous curves and also indents common on jute rugs. Apply a mildew-resistant primer before adding your coloured paint. Spray-paint jute rugs with slow, even flows to prevent running. Let the rug dry between each coat of paint. Complete time for upholstery spray paint is 72 hours. Utilize a nontoxic spray paint for crafting, but nevertheless work in a well-ventilated location.

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The Way to Weld a Crack in a Plastic Shed

Plastic garden or tool sheds are the least expensive choice for keeping resources dry and from the components. Eventually, a plastic drop may crack as a result of sunlight exposure, which dries the plastic. Cracking is common from water draining down on regions that have overlapping seams using screws holding them together. Weld all the cracks at a plastic drop at once to maintain your shed watertight and safeguard your valuable resources.

Clean the crack in the plastic drop using a wire brush to remove any plastic particles in it. Brush the area having a paintbrush to remove particles left behind from the wire brush. Use the wire brush and paintbrush on the inside and out of This shed in the cracked area.

Pour isopropyl alcohol on a shop towel and then clean out the crack on both the inside and outside of the shed. Allow about five minutes for the alcohol to dissipate and dry.

Put on latex gloves to protect your hands in epoxy.

Scrub equal amounts in the 2 tubes of quick-setting two-part epoxy onto a paper plate. Based on the brand you’re using, it may be in two different tubes, or have two tubes using one plunger to spread equal levels of each at once.

Mix the contents with the paper plate using a popsicle stick or other disposable object, such as a plastic knife.

Spread the epoxy onto the crack from the drop on the inside and exterior. Quick-setting epoxy starts curing within about five minutes.

Shine a torch on the outside of the crack and have a helper inside the shed to see if the light penetrates the epoxy. If lighting is observed through the crack on the inside, apply an additional coat of epoxy into the crack.

Dispose of the paper plate, applicator and gloves.

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The Way to Paint Initials on Ceramic Tile for Coasters

To produce personalized and affordable coasters, paint ceramic tiles using bows. A premade stencil provides a specific font typeface and much more control over paint application, or you could make a personalized stencil if you would like your own design. When you have confidence in your painting capability and want more originality in your project, paint the ceramic tile coasters freehand.

Wash the tiles with mild soap and water, scrubbing with a stiff brush to remove dust or dirt. Implement tile cleaner if you’re using used or old shingles for the coaster project. Allow to dry.

Plan the design by selecting a veil style and paint colors for the initials. Calculate the size of the initials you wish to paint based on the size of the tile. Paint the foundation of the tile or leave it unpainted, as desired.

Squeeze paint on a palette or into little mugs, separated by color.

Attach the stencil into the tile and carry it place with painters tape to keep it from moving around. Apply paint with a brush into the inside of the stencil. Skip this step if you plan to paint the initials freehand.

Sketch out the outline of the first on the tile lightly with a pencil to make a rule to follow. Apply paint to your tile using a paintbrush based on the rule.

Allow the tile to dry fully. After it’s thoroughly dry, spray one coat of acrylic or polyurethane sealant to protect the design and increase the durability of the coaster. After the first coat dries, sand the tile lightly with 400-grit sandpaper, and then dust with a soft cloth. Apply an additional coat of acrylic, then sand the tile lightly once again following the second coat dries. Gently wipe with a soft cloth to remove the dust. The sanding creates a slightly rough surface so that moist cups or items do not stick to the tile.

Attach self-adhesive cork dots to the base of the tile so it doesn’t hurt the surface on which it sits.

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