The way to Improve Chimney Draft

When all is well with your chimney, a fire in the fireplace or wood stove sends a continuous blast of hot gases through it that disperses into the air. A number of states can hamper this procedure, however, and the consequences — smoke pouring into the living room and inefficient heating — are uncomfortable and dangerous. Some chimney draft issues do not have easy solutions, but others do, and it is fantastic to know the difference.

Flue Size

The correct size of the chimney flue, which is the aperture through which the smoke exits, is about one-tenth the magnitude of the fireplace opening. If the flue is too small, it restricts the flow of waste gases, and when it is too big, the gases have a tendency to recirculate within the chimney rather than flowing out. You may need a chimney expert to replace the flue if it is too large, but if it is too small, the motive might simply be that it is clogged with creosote. Burning a chimney-cleaning log from the fireplace may help, but selecting a chimney sweep is a much more dependable method to clean your chimney.

Chimney Length

The length of a chimney determines its ability to produce an updraft, and the general rule is that longer is better. If the chimney rises less than a two feet above the roof and won’t form an updraft, it is probably too short — particularly if it is not straight — and lengthening it is just another job to get a chimney expert. If your chimney grows a problem with updraft that coincides with the maturation of leaf beside your residence, the branches may be restricting air circulation. If you can not cut the divisions, the solution is to increase the chimney.

Air Pressure

Air rises through the chimney when the pressure in the fireplace exceeds the pressure outdoors. When there’s no fire, or the fire is cool, the opposite condition may exist; the stress exterior may be greater than that inside. When that happens, air flows down through the chimney, which makes it difficult to initiate a fire. This is particularly common when the fireplace is at a lower ground, where the atmosphere is cooler. It’s simple to correct this problem. Simply open a door or window in the fireplace room to allow outside air into the space and equalize pressure.

Replacement Air

When a fire gets hot enough, it generates an updraft that attracts the atmosphere it needs for combustion into the fireplace. This causes a reduction of air pressure in the room, and replacing air flows in from other rooms and from outdoors. Running exhaust fans in the room while the fire burns interferes with this process and reduces the atmosphere available to the fire. You may not even know the fans are on, because they may be part of your house’s automatic heating and cooling system. Therefore, if your fire sputters if the central heat is on, then turning it away may perk up the fire.

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The way to Drill Into Metal Window Frames to Hang Curtains

A do-it-yourself homeowner may abandon the notion of hanging drapes on a steel or steel window frame because it calls for drilling holes to mount the curtain rod brackets. But with the perfect sort of drill bit and some patience, you can drill the holes and then attach the brackets to the frame. To do this, you need a power drill and a cobalt drill bit that’s slightly smaller in diameter compared to the screws to get the mounts. Cobalt drill bits are available at home centers and hardware stores. Incorporate a lightweight machine oil to be sure the bit stays sharp from start to finish.

Position a stepladder close one side of this window. Place a curtain rod bracket in the desired place at the same end of the window frame. Use the machined holes in the bracket as guides and mark the places were holes will be drilled using a felt-tip mark. Repeat this step to mark the places for holes where a bracket excels at the opposite end of the curtain rod.

Install a cobalt drill bit in a power drill and wear safety glasses. Put a few drops of lightweight machine oil to the tip of the drill bit. Work out of the stepladder.

Use light pressure on the drill to prevent it sliding away from a mark, and begin drilling the hole. Continue using light pressure until the drill bit starts to penetrate the surface of the metal. Employ a few more drops of oil, and use moderate pressure on the face before the hole starts to take shape.

Implement more oil to the tip of the drill bit, and use light pressure on the drill to bore though the alloy. Employing excessive pressure during the last phase of drilling the hole can cause the little bind in the alloy. Be patient and total drilling the hole.

Repeat the process to drill the holes. Attach the curtain-rod mounts with the supplied screws and a screwdriver.

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The way to Replace a Sensor at a Yard Light

Using lawn lights which have solar technologies lets you position fixtures in just about any location since you do not have to be worried about electric wiring connections. Each of these lights is automatically illuminated by its inner photocell; this detector detects ambient light and turns the fixture on when nighttime arrives. The light’s electronics, however, fail periodically. Subsequently, the lawn light won’t illuminate at the correct time or may flicker erratically. Replacing the detector typically requires using basic, hand-operated tools to protect against an expensive repair phone from a specialist.

Turn the light head on the mounting bet by hand. Pull the light head from the mounting bet. Place the light head to a work surface. Depending on the light maker’s design, the light head may be threaded to the mounting bet or simply locked on by a grooved connector.

Locate the screws which hold the light head’s top and bottom assemblies with them. The screws are on the mild head’s bottom, which offers protection from rain.

Detach the screws from the light head by using a screwdriver. Consult with the lighting’s owner’s manual for the particular screw types used, if needed, to determine the kind of screwdriver to use; coats differ among light designs.

Pull the light head’s top and bottom housings apart carefully by hand. Lay each casing on the work surface.

Locate the photocell detector on the top casing. Typically it is near the solar panel so it is subjected to ambient light. Remove the screws holding the photocell detector to the casing by using a screwdriver.

Adhere to the sensor’s wiring to its connection point visually. Pull the sensor’s wire connector from the attachment point on the casing by hand. Eliminate the entire detector from the lawn light.

Position a brand new sensor at the upper housing. Reconnect the sensor’s wire connector to the housing’s attachment point. Reattach the screws to the sensor’s mounting holes with a screwdriver.

Press the top and bottom housings back with them. Visually inspect the connection point to verify that no wires are pinched between the housings.

Reattach the housing’s screws with a screwdriver.

Secure the light head back to the mounting bet. Permit the lawn light to remain idle during daylight hours.

Observe the lawn light when dusk arrives. Verify that the light illuminates when nighttime begins. If it doesn’t, repeat the procedure for replacing the detector.

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How to Inspect a Refrigerator shipping

Large home appliances such as a refrigerator are often brought to the house by the store’s delivery service. The advantage of the typically optional service is that the store’s trained installers produce the refrigerator and ensure that it is installed correctly and running before you join for the unit. A thorough inspection of the refrigerator is necessary before signing the papers, because the store will not likely cover any discrepancies or problems not noted on the shipping documentation.

Clear a path from the kitchen to the front door to permit the installers to remove the old refrigerator (if needed) and put in the new one. You may want to brush or sweep behind the old refrigerator before the new one is put into position.

Inspect the packing in which the refrigerator was sent before the installers un-crate the unit. Note any damage to the box or packaging, as that damage may signal a delivery issue that might have caused damage to the refrigerator.

Locate the fridge’s serial and model numbers following the installers remove the outer packaging. Use a torch if you can’t see the numbers to read them obviously. Compare the numbers on the refrigerator to the figures on the bill of lading along with your receipt to ensure that you’re receiving the specific model that you ordered.

Examine the refrigerator inside and out, paying special attention to any places corresponding to hurt that you found on the outer packaging. Inspect carefully for any dents or scratches on both the inside and exterior of the refrigerator. Pull out the shelves and scrutinize each shelf, like examining the bracket to ensure that it is protected. Remove and re-insert every drawer and sliding shelf, checking for a smooth performance of the glides. Report any issues discovered to the installers and have them list your concerns on the paperwork. If you find no damage, allow the installers to proceed with the installation.

Open the refrigerator and freezer doors once the unit is set up and then check to see that the compressor is operating, that the doorway lights come on and also that the doors are with the frame of the refrigerator. Inspect the perimeter seals of the refrigerator and freezer to see that the seals shut tightly without any gaps that could allow cold air to escape.

Examine the refrigerator and freezer five minutes following the installation to see that the unit is heat before accepting the delivery.

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The best way to Anchor a Curio Cabinet

Curio cabinets let you show your collectibles and mementos behind the safety of glass doors. If you have little budding mountain climbers or reside in a place susceptible to earthquakes, however, you want an extra layer of security to keep your precious things — and your loved ones — protected out of a toppling curio cabinet.


Go the curio cabinet away from the wall and then locate the studs behind it. Use a stud finder or rap on the wall and then listen for the gap between the hollow and solid places.

Attach the lengthy portion of a metallic L-bracket to the peak of your curio cabinet by drilling a hole and using wood screws to secure it.

Attach the brief end of the L-bracket to your fireplace. Attach at least 2 L-brackets to the curio cabinet to ensure that it will remain securely anchored.

Earthquake Straps

Attach the grommet aspect of earthquake straps to wall studs behind your curio cabinet, using a drill and wood screws.

Peel off the backing on the adhesive strips that come with the earthquake strap kit.

Line up the rear of the curio cabinet using the grommet straps. Attach the adhesive strips to the curio cabinet. This procedure allows greater flexibility in case your curio cabinet has crown molding or other decorative touches that will make L-brackets unworkable.

Attach the hook-and-loop adhesive straps to your grommet straps.

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Grants for Green Homes

If you would like to save the world –and a few bucks while you’re at it–but don’t have the money to invest, you ought to look into federal and state grants for green homes. These grants are part of this government’s economic stimulus strategy, and are designed to reduce America’s carbon footprint and promote green technologies by providing money, rebates and tax breaks to invest on home energy-saving jobs.

Tax Credits

Should you buy energy-efficient products or renewable energy systems for your home, you can claim federal tax credits to help pay for them. For example, through 2016, homeowners who invest in geothermal heat pumps, solar power and wind power systems may maintain 30 percent of the price of these home improvements on IRS Form 5695.

Appliance Rebates

You can receive rebates when you buy appliances. The American Retrieval and Reinvestment Act of 2009 funds this program. The objective is to stimulate the market by encouraging consumers to buy new appliances that are energy-efficient. The terms of this program vary by state. For instance, in California, residents may trade in rebates for refrigerators, clothes washers, gas boilers, central air-conditioners, gas storage water heaters, freezers, dishwashers and room air-conditioners. To be eligible, customers must demonstrate their older appliances were recycled by them and bought the newest ones.

Construction Permit Fee Waivers

Some regional governments waive building permit fees for projects that improve the energy efficiency of a home. For instance, in Santa Monica, Calif., local authorities gives a green building incentive that waives the building permit for contractors and homeowners who install a solar power system in their property.

Local Rebate Programs

Local governments also provide rebate applications for money spent on green technology. For instance, the town and county of San Francisco and its Public Utilities Commission provide rebates for residents who install photovoltaic systems–a type of solar energy technology–in their possessions. Certain guidelines apply; for example, systems must have a minimal 1-kilowatt capacity to qualify.

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What Does It Mean When the Mortgage Lender Says "We're Just Servicing the Loan"?

Most mortgage loans are sold into the secondary market. Lenders rarely keep the mortgages they make, as they need to replenish their capital to make more loans. However, their loans are not serviced by many buyers in the secondary market. Servicing entails collecting monthly mortgage payments. After getting the payments, servicers break down and devote the proper quantities to principal, interest, insurance and real estate taxes.


Before this U.S. government’s development of this secondary economy in 1971, banks, credit unions and other lenders needed to maintain mortgage loans in their portfolios, together with private, auto and other loans. Aside from earning interest on their loans, the lenders always serviced them well. Following the development of this secondary market, Fannie Mae and Freddie Mac–the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation, respectively–lenders began selling nearly all of their mortgages to create cash to make more loans.


From the 1970s and 1980s, mortgage lenders might have marketed their loans, however they nevertheless serviced them. Since most lenders were banks and credit unions, they had a strong relationship with mortgage borrowers and favored to waive –hide–the simple fact that they had sold their loans. As more loans were marketed, new businesses focused on servicing–maybe not earning –mortgage loans. Mortgage loan servicing became a distinct business as Fannie Mae and Freddie Mac purchased more loans. While they purchase the majority of mortgages at the U.S., neither business providers loans.


Mortgage servicers handle all customer service beyond simply collecting monthly payments. While they don’t own the loans, mortgage servicers are the borrower port, answering questions, adjusting posting errors, collecting past-due payments and coordinating loan alterations. Servicers, however, can’t typically make final decisions concerning changes in loan terms or foreclosure problems as they don’t own the mortgages.


Because your loan servicer is an intermediary, you should understand that any major decisions on your mortgage want the loan owner’s acceptance. Should you want to alter your loan terms–decrease the interest rate, reduce the payment, halt collection or foreclosure actions –you’ll need to deal with the loan servicer first. However, the final decision will come from the home mortgage owner only.

Expert Insight

If your original mortgage lender–your bank, credit union or mortgage company–services your mortgage, the creditor should anticipate choices from the proprietor, make sure it Fannie Mae, Freddie Mac or a investment firm. Avoid getting frustrated with servicers; they attempt to present the best customer service possible. However, they lack closing decision-making authority for major questions. They typically earn only one-quarter into three-eighths of 1 percentage for servicing your mortgage, together with remaining interest going to the proprietor of your loan.

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What Are Income Requirements to Apply for Section 8 Housing?

Low-income housing generally involves a subsidy at some stage of its life. When helping renters searching for housing from private 24, the Department of Housing and Urban Development’s Section 8 program provides that the subsidy. Section 8 renters, in most cases, pay no more than 30 percent of their income for rent, using a subsidy to make the rest up. To be eligible for the program, however, households must earn less than the median income of their area.

Unbelievably Low Income

HUD sets income limits each year for its subsidized housing programs. These amounts differ by location and household size. HUD divides its income groups three ways, characterizing households as”extremely low-income,””very low-income” or even”low-income” Low-income homes are at or over 80 percent of the area’s median income. In the other end of the spectrum, most exceptionally low-income households earn 30 percent or less of the median of the area, qualifying them. Section 8 is impacted by location . As an exampleincome disparity exists. 30 percent of the median income for a family is $29,050. That number drops based on 2010 HUD income limits.

Very Low Income

The very threshold uses 50 percent of median income. If a household’s combined income is greater than 50% of the median of its area, it cannot acquire Section 8 assistance. In San Francisco, 2010 HUD data indicates that the $48,400 equals 50% of the median income for a household of the city. In Redding, that figure is $25,350. Simply put, three-person tenant households will need to earn $25,350 or not as in San Francisco, or $48,400 or not as in Redding, to qualify for Section 8 housing.


Housing authorities must provide 75 percent of the Section 8 vouchers the HUD housing choice vouchers website states. Some governments choose to use other preferences — some related to income, some not. By way of example, HUD notes that Section 8 tastes include expediting voucher availability for households which commit more than half of their income to housing, for homeless persons and for those who live in housing.

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Suggestions for Real Estate Brokers

During slow real estate markets, agents have to make whatever changes they can to save cash. When home sales are down, real estate brokerages earn fewer bucks. Spending , then, becomes an important way to protect the main point of real estate businesses. The good thing is that agents can take several steps to conserve money.

Flexible Work Force

As a result of smartphones, notebook computers, email and fax machines, real estate brokers have to spend less time inside their offices. Agents should encourage that. Agents can benefit from the flexible work force, which spends most of its time out of the office, by lessening the amount of equipment they stock in their own offices. Rather than installing costly computers at each desk, agents can install just three for the whole office. Rather than supplying work stations and work areas for every realtor, agents can provide just five work stations. This works because most brokers –at least the successful ones–are spending most of their time showing houses to clients, attending agent open homes or helping their vendors receive their houses in showing condition.

Smaller Offices

Since technology has allowed real estate agents to conduct most of their business from coffee shops or their cars, agents can now lease smaller offices for much less money. They also don’t have to worry as much about finding a perfect, but more costly, place for all these offices. Most home sellers and buyers today find their real estate brokers online. Few of them walk into a real estate office and ask to talk to an agent. Again, this gives agents the opportunity to downsize to smaller, more affordable offices. The annual savings in rents can accumulate.

Faster Support Staff

Agents appearing to reduce significant costs from their companies should look closely at the number of support staffers they use. They may not need an office supervisor if most brokers are working away from the office. Agents may not even need receptionists to answer the phones. A increasing number of sellers and buyers contact real estate brokers straight through email and mobile phones. They seldom call the office directly. To deal with the dwindling number of calls that do develop into real estate brokerages, agents can assign their real estate agents specific times during the week whenever they have to staff the office. This will cost agents much less than hiring full-time receptionists or office managers.

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Guest Groups: 18 Modern Laundry Conveniences With Farmhouse Style

Stylish items with a classic farmhouse appeal really can have modern performance! Below are a few examples of great pieces for a hardworking farmhouse-style laundry space. These things are simple and rugged, but also magical and easy to live with. — Denise from Pink Postcard

Pottery Barn

Gabrielle Laundry System – $24

I love this wall system! The peg rack acts as a multifunctional unit to get a utilitarian space, along with the narrow design of this rack and shelving units is a significant space saver in more compact spaces. Charming and functional!

The Good Home Co..

Scented Clothespins – $12

Scented clothespins are a unique idea. These are beautifully packaged and come in many different scents, all of which will definitely make laundry day more enjoyable.

Smeg USA

’50s Retro-style 60cm Washing Machine with Sink, Pastel Blue

Little in size, this Smeg washer looks retro but has many security and energy-saving features. If that is not enough, that this lollipop-colored appliance even has an integrated spout.

Smeg USA

’50 Style Free-standing 60cm Washing Machine, Cream

Smeg goods are so sleek and enchanting. This wonderful washing machine provides a classic, sleek appearance to the laundry room. It’s the modern conveniences you would expect from a new washer, but the appeal of yesteryear.


Guide to Tactics: The Laundry Room from Lettered & Lined – $18

This Etsy shop offers a variety of colors for this fun laundry space print, but my favourite is the black since it’s the expression of chalkboard art.

Pottery Barn

Clothespin Wall Art – $79

Whimsical oversize wall art — what’s not to adore? These are so fun!


Rustic Random Cedar Wood Sign, Laundry by Weathered Ways – $25

This charming laundry sign is hand-painted and artfully collect. I love its appearance.

Farmhouse Wares

Farmhouse Milled Soaps by Sweet Grass Farm – $6.95

Of course, sometimes you’ve got to wash dirty hands at the laundry room. These fairly soaps create a charming addition to the sink.


Wicker Laundry Basket – $34.95

Simple, functional and classic, this basket is heavy enough to hold a large load of clothing.


Triple Laundry Sorter – $34.99

This has a trendy salvaged look. The wheels make it super handy to load and load.

Eva & Oli

Little Box Big Star – EUR 17

Though they’re designed for children, who says these magical storage containers need to remain in the playroom? They are great for storing supplies or clean clothing.

The Container Store

Industrial Mesh Hamper – $49

This mesh basket looks classic — but it isn’t! Coated metal ensures your clothing stays clean and secure and gives this a super industrial-farmhouse appearance.

Garden Trading

Washing Symbol Washing Powder Box

This is such a cute tooth box. The laundry symbols onto front add a fun, whimsical touch, but the box could be used to hold dryer sheets, soap, clothespins or stain-removal sticks.

Historic Houseparts

Farmhouse Kitchen Sink – $2,500

I love everything about this splurge-worthy sink. The large size and handy built-in drainage attributes on the side are incredible. It’s a historic reproduction of a classic design.

Dash & Albert Swedish Stripe Woven Cotton Rug, 2’x3′ – $38.99

This classic striped cotton rug has a clean, fresh appearance. It’s an ideal bright accent to your farmhouse floor. Added bonus: It’s 100% cotton and easy to clean.


Dash & Albert Rug Company

Staffordshire Stripe Woven Cotton Rug – $30

Bold stripes and colors lend this rug a French farmhouse feel. It’s soft palate and comes in various sizes to accomodate any laundry room.

Cost Plus World Market

Over-the-door Ironing Board – $39.99

This over-the-door ironing board with an integrated iron holder is functional and saves distance — bonus! It’s even very affordable. This is a must.

Nest Napery with Christine Chappell

Hen House Ironing Board Cover, blue – AUD 30

Chickens in your ironing board? Sure! This bright blue print at a decorative design makes for a fun cover for your modern farmhouse laundry.

Next: Get More From a Multipurpose Laundry Room

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